Overall as to Damages. Given Mr. Hager's extensive and broad-based experience in most aspects of insurance transactions, he is highly capable of providing articulate damage testimony including reports and punitives.

Specific Expert Skills as to Calculating Damages (Including Punitive Damages)

• Mr. Hager has previously provided expert testimony and reports on damages in insurance cases
• Experience includes opinions on punitives
• Bachelors degree in mathematics (B.A., Secondary Mathematics Education)
• Former General Counsel, American Academy of Actuaries
• Lawyer
• Extensive exposure to insurer practices at the highest levels asto what is fair and unfair, reasonable, and unreasonable
• Able to apply damage formulas to complex cases
• Conversant with the foundation for punitives and determining their applicability
• Extensive exposure to insurance federal antitrust matters, including liability and damages in connection with insurer RICO/collusion matters

Contact Bill Hager at 561-995-7429 or via email to discuss your case.